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Bank-Wide Portal To Shop For Best Services

Many of our readers must have read the article titled “Soon, a bank-wide portal that will allow you to shop for best service” appeared in today’s newspaper “The Hindu Business… Read more »

RBI kept Policy Rates & CRR unchanged, SLR cut to 23% in the First Quarter Review of Monetary Policy 2012-13

In order to contain inflation and anchor inflation expectations, to support a sustainable growth path over the medium term and to continue to provide liquidity to facilitate credit availability to… Read more »

Historical Repo Rates, Reverse Repo Rates and Marginal Standing Facility

The following are the Repo Rates, Reverse Repo Rates, Marginal Standing Facility Rates announced by the Reserve Bank of India from time to time. Historical (Chronology of) Repo Rates, Reverse… Read more »

Historical Bank Rates

The following are the Historical Bank Rates announced by the RBI from time  to time. Bank   Rate * -  Chronology of Events Effective Date Rate Remarks 05-07-1935 3.50   28-11-1935… Read more »

RBI Cuts Repo Rate by 50 BPS to 8 percent in its Annual Monetary Statement 2012-13 on 17-04-2012

The Reserve Bank of India, on Tuesday i.e. 17th April, 2012, announces the following policy measures in its monetary policy statement for 2012-13 which will be effective with immediate effect:… Read more »

Govt Revises Rate of Interest on PPF 1968 and SCSS 2004 w.e.f. 01-04-2012

The RBI had, vide their circular RBI/2011-12/359 dated January 20, 2012, had indicated that as per Government’s decision the interest rates on various Small Savings schemes for every financial year… Read more »

Quoting of PAN in documents relating to Banking Transactions – Amendment w.e.f. 01-07-2011

In exercise of the powers conferred by section 295 of the Income-tax  Act, 1961 (43 of 1961), the Central Board of Direct Taxes hereby  makes the following rules further to… Read more »

Historical Cash Reserve Ratios

The following are the Historical Cash Reserve Ratios (CRR) announced by the RBI from time  to time. Cash Reserve Ratio*   -  Chronology of Events Effective   Date Rate 05-07-1935… Read more »

RBI Reduces CRR from 5.50% to 4.75% w.e.f. 10-03-2012

Reserve Bank of India has decided to reduce the Cash Reserve Ratio (CRR) of scheduled banks by 75 basis points from 5.5 per cent to 4.75 per cent of their… Read more »

How to improve your credit score

Poor credit history is a common problem that can destabilise your finances. It may happen during the early employment days when individuals borrow to buy vehicles or take personal loans… Read more »

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